The Decentralizzated collection system for your FIAT and crypto payments

Synkrony Pay is a defi payment system designed for your website or e-commerce to safely and compliantly accept SEPA transfers in FIAT and crypto currencies.

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Up to 40% of customers paying with crypto are new to the merchant


Merchants who accept crypto payments saw an average ROI of 327%


+20% revenue in average when accepting crypto


Access 229 countries & territories instantly (300+ million new customers worldwide)


triangleA defi payment system: through the escrow service, blockchain technology is the exclusive intermediary in crypto collection management between merchants and customers.

triangleThe merchant’s wallet is connected to a Mastercard debit card and a bank account, which guarantees for the funds. 

triangleBoth the buyer and the seller’s safety are guaranteed thanks to the refund service, which is exclusively entrusted to blockchain technology (escrow service).


triangle The lowest fees on the market for collection both in cryptos and with credit/debit card.

triangleEasy to integrate into your online shop, app or pos system.

triangle Dashboard for wallet and transaction management.

triangle Possible to integrate with main crypto wallets.

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All-in-one Defi solution

Whether as a plugin, in app or through API: Synkrony Pay enables you to collect your payments in cryptos and convert them into FIAT currency, or simply collect them in FIAT money, by using any credit card and just one, decentralized platform.

Both sellers and buyers are guaranteed the highest safety

Due to the irreversibility of payments in crypto, Synkrony offers the possibility to integrate an optional Escrow Service System, that is a smart contract automatically transferring/returning a payment to the buyer or the seller when a nonconformity occurs during the purchase process

How it works


Install the payment plug-in in your online shop


Choose which cryptos to accept for every product


At checkout, the customer chooses to pay with cryptos


The customer chooses which cryptos (among the ones you have selected) they want to pay with


The customer makes the payment


Cryptos get transferred to your wallet and are readily available to be converted into FIAT currency

We support the most popular cryptocurrencies


No hidden costs, dedicated support
and a guaranteed transaction speed of <10 mins for crypto payments





Enhanced dashboard Free

for a full view on your funds


Crypto collection fee

No minimum income to declare


Conversion fees



Card fees


* Starting from 1.8%. Depending on the goods/services offered, fee may vary.

Plug-ins and CMS supported

If you can't find your CMS portal, contact our technical department and together we will find a solution


Defi is an acronym for Decentralized Finance, which identifies all those platforms where value transfer is not entrusted to a physical intermediary. The Synkrony Pay component is a defi system in that it uses dedicated smart contracts for value exchanges, therefore creating a real exchange order book between buyers and sellers.

In online shopping, escrow services work as an external but trusted third party holding money and regulating payments on behalf of transacting parties in a given time. The escrow is therefore a guarantee system safeguarding users in their shopping in exchange for a fee on their transaction.
When it comes to the escrow of the Synkrony Pay component, the external actor handling the transaction is regulated by a smart contract, which automatically proceeds to sending the payment to the seller or returning it to the buyer when pre-established rules verify.
The escrow manager is allowed to proceed in two ways: to either give the money back to the customer or transfer it to the merchant. Under no circumstances, can it divert the funds to wallets other than the ones implied in the transaction.

Within Synkrony’s network, cryptos are held and managed by means of an ecosystem of smart contracts specifically designed for holding, exchanging and burning single tokens and according to specific rules for each and every token.

No, once you collect the cryptos, you will get to decide if and when to convert them into other cryptos, tokens or other currencies.

Owning and selling cryptos also means having to constantly stay up to date with changing regulations: please check in with the country you live in to know about the implications of earning, owning and listing cryptos.

Synkrony offers optional escrow services for refund. Contact us to know more. If you choose to not use this service, refund costs and management will be the exclusive responsibility of the merchant and will depend on the laws of the country from which one operates, on the products returned and on specific cancellation policies that may be stipulated with customers.

Conversion of cryptos into other currencies (and their exchange) are handled by the exchange platform Synkrony, although resorting to alternative standard exchanges available on the market is also possible

Synkrony has various arrangements in force with commercial banks for the safekeeping of valuables. 

Synkrony Pay provides every merchant with comprehensive information about their incoming transactions (paid, pending, failed or expired)

Synkrony enables every merchant to pick which cryptos they want to collect among those available inside the network: bitcoin, ethereum, litecoin, dash, dogecoin

Synkrony allows you to transfer earned cryptos to other wallets outside the network

Synkrony pay can be easily integrated into your e-commerce, online shop, or app through API, and it can be installed through plugin on major web platforms such as Woocommerce and Magento